Articles & Insights

Memorial Day is a moment to reflect on service. For employers, it's also a good time to ask whether your benefits package actually meets the needs of the veterans on your team.

The ACA's enhanced premium tax credits expired at the end of 2025. Here's what that means for employers and why the coverage decision just got more strategic.

87% of companies are conducting or planning layoffs in 2026. The employees who stay often struggle most. Here's how HR and managers can respond effectively.

With small-group premiums rising 11% in 2026, level-funded health plans help employers cut costs 20%+ while maintaining predictability. Here's what you need to know.

The DOL withdrew its 2024 MHPAEA rule and shifted enforcement priorities. Here's what changed, what's uncertain, and what small employers should do to stay protected.

The dependent care FSA limit jumped to $7,500 in 2026 the first increase in nearly 40 years. Here's what employers need to decide and do before the deadline.

A 2026 law change just made Direct Primary Care more practical for employers. Here's what it is, how it works, and whether it makes sense for your company.

Unlimited PTO postings have fallen from 8.8% to under 3% of job listings. Here's what went wrong, and what a better PTO policy looks like for small employers.

When Deloitte and Zoom slashed parental leave and PTO, experts warned of trust erosion and talent loss. Here's what small employers should take from it.

Health insurance premiums are up 11% for small businesses in 2026. ICHRAs offer a flexible, cost-controlled alternative here's how they work and whether they make sense for your company.

Most employers offer an EAP, but utilization hovers at 3 6%. Here's how to build a mental health benefits approach employees will actually use and that will strengthen retention.

GLP-1 weight loss drugs are reshaping employer health plans. Here's how to make a coverage decision that's financially sound and legally defensible.

Employer health costs are projected to rise 9 11% in 2026. Here's what small and mid-size employers can do beyond just accepting the increase.

Most employers accept their renewal increase without pushing back. Here is how to prepare for a real negotiation and potentially save your company thousands.

Open enrollment does not have to be a stressful scramble. Here is how to turn it into a strategic advantage that reduces costs and improves employee satisfaction.

As your company grows from 25 to 100 to 250 employees, your benefits strategy needs to evolve with it. Here is what to prioritize at each stage.

A double-digit renewal increase does not mean you are stuck. Here is a step-by-step playbook for employers who refuse to just accept it.

Most employers focus on switching carriers when they want to reduce benefits costs. But some of the biggest savings come from strategies they have never considered.

Most employers have no idea how their benefits package compares to the market. Benchmarking gives you the data to stop guessing and start making strategic decisions.

Many employers are seeing double-digit renewal increases year after year. Here is why it keeps happening and what you can do about it.

Pharmacy is the fastest-growing piece of employer healthcare spending. But most employers have no idea what they are actually paying or what they can do about it.

PEOs offer real value for small businesses, but many companies outgrow them. Here are the signs that it may be time to move on and what to do next.

Most employers default to fully insured health plans without realizing there are alternatives that can save money and give them more control. Here is what you need to know.

Your benefits broker should be a strategic partner, not just someone who delivers your renewal once a year. Here are five signs you may have the wrong one.

Crossing the 50-employee threshold triggers a wave of new compliance requirements that many growing companies are not prepared for. Here is what changes and what you need to do.